Why Now Is the Best Time to Look for a Job


Had you been in college ten years ago, your prospective jobs might’ve looked less promising than they do now. That’s because the real world of the late 2000s was greeting its newest graduates with a nearly 10 percent unemployment rate, courtesy of the worst financial crisis since the Great Depression.

Today, things are much different. A jobs report this month indicated that the U.S. economy added 223,000 jobs, lowering the unemployment rate to just 3.8 percent. What does this mean for you as a college student? It means that when it comes to finding a job, luck is on your side.

More Jobs

Do you know what’s great about low unemployment? It’s the plethora of opportunities that are just waiting for the right candidate to arrive. In some places, the amount of available jobs even exceeds the number of people willing or able to do them. So, in many ways, some companies are competing for your attention, instead of the other way around.

Better Pay

Speaking of attention — a lot of employers are willing to go the extra mile for the right candidate, including offering higher pay and signing bonuses. This is great news not only for students who want to get a head start on paying off their student loans, but also for those trying to save money while facing the harsh reality of rising rent and gas prices.

Early Start

Just because companies are actively looking for talent and willing to pay more when they see it doesn’t mean that they’re just giving jobs away. Experience, for example, still plays a major role in your ability to find a job, since your degree alone won’t get you as far as you’d like.

That’s why it’s better to start planning your life after college while you’re still a student. Here at Be Your Own Boss, we help college students like you gain meaningful experience in our fun and engaging brand ambassador, marketing intern and college sales executive roles.

Ready to make money, gain experience AND still have time to study and party? See how you can get started today!

TransNational Looks to the Future of Payment Processing

Original article appeared in PC Magazine

TransNational Payments, a payment processing solution and merchants services company founded in 1999, wants to make it easier for small businesses to accept customer payments in any past, present, or future format. For the past five years, TransNational Payments has been working on a JavaScript Object Notation (JSON) application programming interface (API) that makes it easier for developers to deal with Europay, Mastercard, and Visa (EMV) card issues, latency issues, and any future changes to payment method acceptance.

The new payment gateway API will be available on March 1st. It is designed first and foremost to address an issue small businesses deal with on a daily basis: negotiating the switch to the EMV standard. When American Express, Mastercard, and Visa required merchants to accept EMV or “chip and PIN” payment methods only (or assume all liability should a customer make a fraud claim), the credit card companies didn’t fully understand the technological burden they were creating for payment processing companies and the clients who do business with them, according to Jae Haas, President of TransNational Payments.

“They didn’t understand the aftermath from an integrator perspective,” said Haas. “This put businesses in a tough position to adhere to the new rules. Business owners wouldn’t be protected if there was a dispute if they did not dip that card as opposed to swipe that card. It has become extremely difficult for developers to make that transition from chip to PIN. The technical labyrinth you have to navigate takes extensive coding hours and a structural renegotiation. This has been a huge point of frustration.”

TransNational Dashboard


At its core, the JSON API is designed to simplify the process of how data is sent between clients and servers. By limiting the number of server requests, the products built on a JSON API can be more adaptable and easier to use.

“Our gateway was developed using JSON, which we believe makes it unique and more agile since it is natively spoken by all web browsers and JavaScript engines, meaning any web browser or web-based technology can speak directly to the gateway if developed correctly,” said Mark London, Executive Vice President of Sales and Marketing at TransNational Payments.

Also, the companies that use JSON will argue that it doesn’t compromise on discoverability, flexibility, or readability and that, because of its agility, it actually makes your servers more secure because you’re able to more quickly apply new security standards without having to completely redesign what you’ve built onto your API. “There are no significant tradeoffs they have to consider,” said Haas. “They won’t lose functionality to pick this up.”

With the new solution, TransNational Payments’ clients gain access to a “Simple Quick Dip EMV Solution” in one integration. All terminal transactions, whether with or without a card present, are stored in the gateway, including full receipts with signatures. Countertop and mobile devices do not need to navigate around a firewall, which simplifies the setup process for developers and retailers, according to the company.

TransNational Transaction Search

Getting Started and Moving Forward

But how about building it to work with a retailer’s own internal systems? According to TransNational Payments, the process not only requires little work today but it makes it easier to pick up and rework the system tomorrow.

“From a developer perspective, we opted to have stateless components available in the cloud,” said Bryan Olson, Executive Vice President of Operations at TransNational Payments. “These other companies are tied to hundreds of servers; it makes it a lot harder to steer the ship. We can shift with the industry and not have an issue because we’re not tied to the limitations of hardware. There’s no limit to what we can offer based on this API. We even offer DDoS [distributed denial of service] mitigation.”

Olson said another reason they decided to work with JSON is because large-scale merchants can use this API to create their own back end, which creates a more cohesive and faster environment for transferring data and adjusting the system should the industry pivot again, as it did with EMV.

TransNational Customer Vault

“We wanted to create something that can have everything done in one place,” Olson said. “If you can do everything inside of one panel, it helps simplify things for everyone.”

Today, the solution chip, Near Field Communication (NFC), key fob, and even biometric transactions work with TransNational’s solution. “This will futureproof to support any future payment methods that may be in the market or will be,” said Haas.

To prove their solution is ready for its looming March 2018 rollout, Haas’ team conducted more than 20 million stress test transactions. When asked what put his company in the position to be if not the first vendor, then at least among the first vendors to support both EMV and cardless transactions in one system, Haas replied, “We had the foresight to understand that card-present isn’t going away any time soon.”

TransNational Payments Named 2017 Top Workplace


Rosemont, IL – TransNational Payments, a leading electronic payments processor, has been named a 2017 Top Workplace by The Chicago Tribune. This honor marks the sixth year TransNational Payments has been recognized as part of the publication’s Top Workplaces in Chicago.

“The foundational strength of TransNational has always been and will continue to be the amazing people that help drive our business forward,” states Jae Haas, President of TransNational Payments. “The value our team creates for our customers and the impact our business family has on the community is validated by this recognition. We’re extremely grateful for the bond that makes our Company an amazing place to work.”

TransNational Payments, founded with the purpose of transforming the payment processing industry, today operates on the concept of full disclosure, providing simple and stress-free payment solutions to help businesses succeed.

The dedication to their employees is reflected in their open and honest company culture. TransNational Payments’ employees enjoy a rewarding career, supportive work environment and healthy work-life balance. Recognizing the importance of giving back to the community, TransNational Payments matches charitable donations, provides a paid volunteer day and hosts an annual party, Party with a Purpose (pwprocks.com), to support children in Nicaragua.

For the past eight years, Energage, formerly WorkplaceDynamics, has been ranking workplaces in the Chicago area and the nation through employee surveys, assessing everything from work-life balance to confidence in company leadership.

“The Top Workplaces award is not a popularity contest,” says Doug Claffey, CEO of Energage. “To be a Top Workplace, organizations must meet our strict standards for organizational health. Who better to ask about work life than the people who live the culture every day — the employees. Time and time again, our research has proven that what’s most important to them is a strong belief in where the organization is headed, how it’s going to get there, and the feeling that everyone is in it together.”

The Chicago Tribune published the complete list of the 2017 Top Workplaces at TopWorkplaces.com.


About TransNational Payments

Since 1999, TransNational Payments has been an industry leader in credit card processing, online payments and mobile payment solutions, being recognized as one of the most charitable and socially responsible companies in the industry. Merchants trust TransNational Payments to manage their credit card processing payments in-store, online and anywhere their business takes them.



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More High Schools are Creating Business Incubators

Authored by Katlyn Smith on Daily Herald

Jae Haas gave students some reassuring advice before they stepped into a new business incubator at Wheaton North High School.

In this renovated classroom with quotes from Steve Jobs printed on the walls, teenagers are treated as entrepreneurs and innovators who will develop their ideas for new products into polished business plans. And, along the way, they are allowed to fail and adjust what isn’t working, Haas told them.

“The program isn’t really about how good the idea is or isn’t,” Haas said. “It’s about the execution of the idea.”

Haas, president of a Rosemont-based payment processing company, helped launch the INCubatoredu program in Wheaton North and Wheaton Warrenville South high schools. The curriculum was pioneered in Barrington High School four years ago, and it’s growing in popularity among suburban educators.

Students at Glenbard East High School in Lombard began taking the course this semester. York High School in Elmhurst also is planning to create a business incubator.

Here’s how it works: Corporate professionals and business owners lend their financial backing and expertise as volunteer mentors and coaches for students. The class culminates with teams of high schoolers pitching their business plans before a group of investors.

That pitch night panel may spare teens from the harsh criticism of ABC’s “Shark Tank,” but the stakes are just as high: Students could stand to receive funding to get their startups off the ground.

“Our kids are capable of that,” Wheaton Warrenville Unit District 200 Superintendent Jeff Schuler said. “They’re really capable of thinking about the world around them and (answering) ‘how do we make conditions better or solve problems?’ And, yet, they do that in a way that actually creates new career opportunities, new job opportunities. I think that is the perfect intersection of learning and life.”

As more schools start business incubators, Glenbard East Principal Shahe Bagdasarian hopes to see a regional pitch contest where students from across DuPage County could compete for seed funding through major corporate sponsorships.

“It promotes collaboration,” Bagdasarian said of the INCubatoredu program. “It’s less structured, but it’s put together in a way that students can work effectively together.”

East became the first campus in Glenbard High School District 87 to offer the class this fall with the support of a $15,000 grant from the Coleman Foundation. About 60 juniors and seniors are enrolled in two sections of the course that Bagdasarian says will encourage them to take risks and bounce back from failure.

“Many people have ideas, and then it stops right there,” said Bagdasarian, whose brother is an entrepreneur. “They get overwhelmed because they think they have to do X, Y and Z. Just start the process. And this is a course that will help our kids begin that process. And who knows what they can come up with?”

Students will come up with their ideas in a classroom with six work stations — each with a TV monitor that connects to their tablets. Mounted on the wall of an adjoining conference room is another large screen that can display video chats with mentors.

“We wanted to make it an environment where students can collaborate, work together, really bring out their creativity,” Bagdasarian said. “And this classroom really does that.”

It’s a similar setup in the Wheaton North classroom, where comfy seating, monitors and high tables recreate a real-world workplace.

“You’re going to have experience that’s going to put you a step ahead,” Haas told students during a recent unveiling of the space.

Haas and his business partner at Transnational Payments have volunteered for the incubator at Fremd High School in Palatine. Haas was so impressed by the program that he and Robb Christenson, another parent in District 200, met with Schuler last summer about building an incubator.

“It really takes the ability to pull together, I think, a whole community system to make this opportunity available,” Schuler said.

Haas helped assemble a board of nine advisers with careers in finance, IT, entrepreneurship and other fields. Board members will pick the winners of the pitch night competition. Some of the advisers also will serve as coaches, visiting the classroom to teach specific lessons related to their careers.

Mentors, by contrast, will meet with teams of students weekly, guiding them throughout the course.

But the sky’s the limit in terms of what students can create. Haas highlighted a team from Dundee-Crown High School that won the 2016 INCubatoredu National Pitch Night Competition in Chicago. The team’s pitch to turn biodegradable food waste from restaurants into organic fertilizer was “spot on,” Haas said.

“That’s the beauty of this,” Haas said. “These kids are much more creative. They’re not cynical like we are as adults, and they are going to have some really cool ideas.”